Effects of Inflation

ECONOMIC EFFECTS OF INFALTION :-


1.        Effects On Production :- The producer class gain during inflation because they produce more to meet  the rising demand. In other words, rising prices breed optimistic expectations within the business community in view of increasing profit margins, because the price level moves up at a faster rate than the cost of production. Businessman are induced to invest more, and as a result employment, output and input increase.

2.        Effects On Distribution :-

a. Debtors And Creditors :- Debtors generally gain and creditors loose during inflation. Debtors gain because they repay the loan taken at a time when the purchasing power of money (value of Money) is lower than when it was borrowed. The creditor on the other hand is a looser since he receives, less in goods and services than he would have received in times of low prices.

b. Investors :- Those who in debentures and fixed-interest bearing securities, bonds, etc. lose during inflation. However, investors inequalities benefit because more dividend is yielded on account of high profits made by joint-stock companies during inflation.

c. Effect On Working Class (Fixed Income Groups) :- Inflation hits wage earners and salaried people very hard. Since wages do not rise at the same rate, and at the same time as the general price level, the cost of living index rises, and the real income of the wage earner decreases.

d. Business Community (Trade And Industry) :- Inflation is welcomed by entrepreneurs and businessman because they stand to profit by rising prices. They also find that prices are rising faster than the cost of production, so that their profit margins is greatly enhanced. The business community, therefore, gets super normal profits during the period of inflation, and those profits continue to increase as long as price rise.

e. Farmer :- Farmers usually gain during inflation, because they can get better prices for their harvest during inflation.

f. We any conclude that inflation re-distributes income and wealth in favor of businessmen, debtor and farmers but hits consumers, creditors, small investors, labor class, middle class and fixed income groups very hard. Inflation favors one group at the expense of another.

SOCIAL EFFECTS OF INFLATION :-

1. Quality Of Goods Falls :- In order to increase more profit margin, the producers start reducing the quality of goods.

2. Effect On Tax Payers :- Tax payers have to pay high taxes. Government increases the tax rate for meeting out the extra expenditure. Thus the burden increases on the tax payers.

3. Encourages Speculation :-Inflation gives rise to speculation. Speculation develops when uncertainly comes in the market. The business community concentrates on speculation and on making quick profits rather than on genuine production activity.

4. Hoarding And Black Marketing :- During inflation, When prices are rapidly rising, the holding of larger stocks of goods becomes very profitable. Hoarding is encouraged, which further decreases the available supply of goods.

            When there is price rise it increases the immorality in the country. Adulterated production of the substandrad commodities increase. This leads to corruption, smuggling, speculation, lottery etc. Thus inflation destroys the total network and culture of the society. It also increases inequalities in income, creation of black money. The rich become more rich and the poor become poorer. This results to class conflicts within the society.

Post by:- Akshay Shivankar

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